body {
    margin: 0;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
    color: #1A1A1A;
    background: #ffffff;
}

/* NAV */
.nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px 60px;
    background: #ffffff;
    border-bottom: 1px solid #E5E7EB;
}

/* LOGO */
.logo img {
    height: 40px;
    width: auto;
    display: block;
}

/* NAV LINKS */
.nav a {
    color: #1F4E6B;
    text-decoration: none;
    margin-left: 24px;
    font-size: 15px;
    transition: 0.2s;
}

.nav a:hover {
    color: #3A6F8F;
}

/* HERO */
.hero {
    padding: 80px 20px 30px;
    display: flex;
    flex-direction: column;
    align-items: center;
    background: #ffffff;
    text-align: center;
}

/* REMOVE BADGE */
.badge {
    display: none;
}

/* HERO TEXT */
.hero h1 {
    font-size: 52px;
    font-weight: 700;
    margin: 10px 0 14px;
    letter-spacing: -0.6px;
    color: #1F4E6B;
    max-width: 800px;
    line-height: 1.2;
}

.hero p {
    color: #6B7280;
    max-width: 620px;
    font-size: 17px;
    line-height: 1.6;
}

/* BUTTONS */
.buttons {
    margin-top: 20px;
}

.btn {
    padding: 14px 26px;
    border-radius: 28px;
    border: none;
    margin: 6px;
    cursor: pointer;
    font-size: 14px;
    transition: 0.2s;
    text-decoration: none;
    display: inline-block;
}

.btn-primary {
    background: #1F4E6B;
    color: #fff;
}

.btn-primary:hover {
    background: #3A6F8F;
}

.btn-outline {
    background: transparent;
    border: 1px solid #1F4E6B;
    color: #1F4E6B;
}

/* CARDS */
.cards {
    display: flex;
    justify-content: center;
    gap: 28px;
    padding: 40px 20px 100px;
    flex-wrap: wrap;
    max-width: 1100px;
    margin: 0 auto;
}

.card {
    background: #ffffff;
    padding: 30px 24px;
    border-radius: 12px;
    width: 240px;
    text-align: center;
    border: 1px solid #E5E7EB;
    transition: 0.2s;
}

.card:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 35px rgba(0,0,0,0.06);
}

.card h3 {
    margin-top: 12px;
    font-size: 17px;
    color: #1F4E6B;
}

/* FOOTER */
footer {
    text-align: center;
    padding: 50px 20px;
    background: #1F4E6B;
    color: #ffffff;
}

/* RESPONSIVE */
@media (max-width: 768px) {
    .hero h1 {
        font-size: 34px;
    }

    .nav {
        flex-direction: column;
        gap: 10px;
    }
}